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If you’re the owner of a vacant property in San Antonio, TX, you already know it’s not as simple as letting it sit until the next big move. Whether your building is between tenants, undergoing renovations, or awaiting sale, empty properties are magnets for unexpected trouble. Fires, vandalism, burst pipes, and even liability issues can pop up—and unfortunately, most standard insurance policies don’t cover properties left vacant for extended periods.
That’s where Allison & Thompson Insurance steps in. We specialize in vacant property insurance that’s built for the real risks you face. Let’s make sure your investment is protected. Call us today at (210) 399-0210 to speak with someone who understands your needs.
Vacant buildings are at significantly higher risk for damage and liability claims. With no one around to spot a leaking pipe, stop a break-in, or prevent a small issue from becoming a disaster, you’re left exposed. Traditional homeowners or landlord policies often won’t honor claims after 30–60 days of vacancy.
With Allison & Thompson Insurance’s vacant property coverage in San Antonio, TX, you can sleep better knowing your property is protected—regardless of its occupancy status. Curious if your current policy includes the right protection? Let’s review it together—just call (210) 399-0210.
| Coverage Type | Description |
|---|---|
| Fire & Smoke | Protects against fire and smoke damage, whether accidental or from vandalism. |
| Vandalism | Covers intentional damage such as broken windows, graffiti, and more. |
| Theft | Appliances, copper pipes, HVAC units—anything left behind is vulnerable to theft. |
| Water Damage | Unnoticed leaks or burst pipes can lead to mold and costly repairs. |
| Weather-Related Damage | Storms, wind, hail, and fallen trees are all included in most plans. |
| Liability Coverage | If someone trespasses and gets injured, you could still be liable—this protects you. |
Not all policies are created equal. At Allison & Thompson Insurance, we tailor yours to your unique property and situation. Call (210) 399-0210 and let’s find the right fit for you.
Vacant property insurance isn’t just for landlords. If any of the following apply to you, it’s time to talk to Allison & Thompson Insurance about your options:
In all of these situations, standard policies may fall short—and we’re here to fill that gap. Call (210) 399-0210 for guidance or fill out our online quote request form.
Protect your property’s value and avoid expensive out-of-pocket surprises.
Be covered if someone gets hurt on-site—even if they weren’t invited.
Month-to-month or long-term options based on how long your property will be vacant.
Our team has years of experience protecting vacant homes and buildings across San Antonio, TX. We know what to look out for and how to craft policies that make sense for your unique timeline. Whether your vacancy is temporary or indefinite, Allison & Thompson Insurance has your back.
Call us today at (210) 399-0210 to discuss your property and learn what coverage might be right for you. Or if you’re ready to get started, complete our online quote request form and we’ll follow up with next steps.